Our clients have been asking for it for years, and now we’re providing it…financing on purchases through our shop starting at 0% APR*.  We’ve partnered with Affirm to provide a safe, simple and secure way for you to buy that item you’ve always wanted with simple monthly payments.  It couldn’t be easier, simply shop our online store, add the item to your cart, checkout with Affirm, receive your luxury item and pay over time!


  • Affirm is a safe and less expensive alternative to making a purchase with a credit card.
  • Affirm has a short form, online application with instant credit based results
  • Affirm performs a “soft” inquiry so there is no impact to an applicant’s credit score
  • Simple interest, fixed rate loans with no penalties or late fees
  • Affirm supports Ideal Luxury’s no hassle return policy
  • Quick one day settlement supports prompt order fulfillment
  • Flexible terms from 3 months to 3 years with no prepayment penalty
  • Reasonable interest rates from 0% to 30% determined by credit worthiness*
  • Ideal Luxury absorbs the cost to offer the Affirm program and does not participate in the interest they collect

* Subject to credit check and approval. Rates from 0–30% APR based on creditworthiness. 0% is subject to change at any time. Previous purchases are ineligible for offer. Limited payment options are available for purchases under $500.  Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.