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Collateral Loans On Watches, Diamonds And More

A collateral loan on watches and jewelry offers a quick and convenient financial solution that traditional bank loans cannot.  At Ideal Luxury, we specialize in offering loans against watches, diamonds and jewelry.  It’s yet another service we provide in addition to buying, selling and trading, in order to fulfill all of our clients needs.  To decide whether or not a collateral loan is the right solution for your financial needs, you need to know exactly what a loan of this type entails and the right way to go about getting one.  We’ve listed the important details below.  As always, if you want to discuss this in greater detail, you can contact Ideal Luxury today for a free consultation.

Simply put, a collateral loan works like this: customers pledge property as collateral and in return pawnbrokers lend them money. Once the customer pays back the loan and all interest accrued, their merchandise is returned to them. If the customer elects not to redeem his or her collateral, there is no credit consequence to the borrower and the pawnshop then can sell the item at a valued price to other retail customers.

At a reputable pawnshop, these loans are safe, secure and beneficial to all parties involved. Legitimate pawnbrokers are highly regulated and governed by several federal laws that apply to other financial institutions. In addition to federal laws and regulations, most pawnbrokers are licensed and regulated by state and local authorities as well. Always make sure you are dealing with a licensed pawnbroker before entering into any loan agreement.

Ideal Luxury will make you a short term collateral loan secured by your fine watches, diamonds and/or jewelry. Our discrete and convenient cash loans from $2,500 to $500,000 do not require a credit check and remain strictly confidential. Our collateral loans are short-term pledges and you can rest assured because we are licensed and closely regulated by the Department of Justice. Simply give us a call to schedule an appointment for a free consultation on your item(s).

If you are in need of a quick and convenient loan, bring in your watches, diamonds and jewelry to our shop for a free consultation. As always, our reputation proceeds us and you can find plenty of positive reviews and testimonials online and by asking locally about Ideal Luxury.